Risk Management

We can’t predict the future, but we can help you prepare for it

Accidents and unexpected interruptions to your business can have horrific consequences. Businesses of every size face risks, and it’s important you keep them under control so that you, your staff and your customers are safe.

We know the places that risks can hide, and how to limit their potential effect on your business. By taking practical steps, we can protect you from real harm and suffering without the unnecessary bureaucracy and red tape.

To make sure everyone understands their roles in managing risk, we can also support you in planning, implementing and training for new risk procedures to make sure there are no weak spots in the chain where you may be exposed.

We all understand that it’s impossible to eliminate risk completely, but we can manage it. And by working alongside you to bring any exposure down to a minimum, we can help you reduce your insurance costs, create a safe environment, and protect you from regulation and enforcement.

Working with our risk management team

Our health, safety and risk management team offer innovative solutions to protect you, your business and the people in it. The team have worked across every business sector so, whatever you do, we know what to look out for to make sure you’re not exposed. Our team of dedicated experts are the best in the business. Here are just some reasons to work with us:

  • Access to Chartered Safety & Healthy Practitioners (CMIOSH)
  • Receive the most up to date insight, advice and responsive knowledge.
  • Confidence and reassurance for your colleagues and employees that they’re always safe at work.

Our Risk Management services include:

  • Safety Management Systems

A safety management system makes sure everyone knows what to do to keep each other safe. It can include policies, objectives, plans, procedures and organisational responsibilities. A bespoke system streamlines your processes, providing a systematic way to continually identify and monitor hazards and risks.

Our risk management team are even able to act as your ‘competent person’ for healthy and safety requirements, meaning you don’t need to invest time and money training or recruiting someone within your business.

  • Bespoke Risk Assessments

It’s your responsibility to make a ‘suitable and sufficient’ assessment of risks to your employees and those who interact with your business or its operations. Identify and evaluate any potential risk that might impact your business, and ensure all risks are accurately measured.

We’ll work closely with you to deliver templates that allow you to adapt with time, and provide the flexibility and adaptability you need to be responsible to any changes. We’ll also provide regular assessment reviews to make sure you’re always up to date.

Our risk management services also includes Fire Risk Assessments. This gives you all the advice you need to be able to put appropriate fire safety measures in place, minimising the risk of injury in the event of a fire.

  • Health & Safety Training

Make sure your team understands the importance of their health and safety responsibilities, including how to work safely and without risks to their health. Developing a positive health and safety culture can have a great impact on your business, avoiding the distress and potential financial implications of accidents and occupational ill health.

Our health and safety training includes but it not limited to: fire safety management, manual handling, COSHH and driver training.

  • Claims Defence Audits

You must have robust arrangements for the reporting and investigation of potential Employers’ and Public Liability claims. This will help you to deter spurious incident reporting and defend against claims, providing insurers with the evidence that your standards and practices are up to scratch.

We’ll review your health and safety systems and documentation, identifying where you might be exposed and what we can do to help minimise risk. Our claims defence audit will also analyse the quality of accident reports and investigations, including supporting documentation, so we can fill the gaps and defend you for the future.

  • Accident & Incident Investigation

Our team are on hand to work with you in the event of an accident or incident. We’ll conduct root cause analysis, giving us a full picture of what’s happened. This gives us the ability to prepare a full defence for your insurers if needed, as well as being able to prepare recommendations to ensure a similar issue can be avoided in the future wherever possible.

  • Business Continuity Plans

If a serious incident interrupts your organisations’ critical business functions, a comprehensive Business Continuity Plan will contain information on the steps necessary to make sure you can continue to operate. We’ll not only prepare your plan, but we’ll also help you to regularly test it so you’re always prepared for the unexpected.

  • Construction Design & Management

It can be difficult to understand everything you should take into account when undertaking major construction projects, but our team will help to make sure you’re compliant in everything you do. We provide a bespoke solution to client requirements, including provision of relevant training, assessment of your designer and contractors’ capability and competence, preparation or review of pre-construction information, monitoring of onsite works and the provision of additional support and resources.

  • Motor Fleet Assessments

Make sure your drivers behave safely, protecting themselves, the public and your vehicles. We offer a broad mix of e-learning, classroom and behind the wheel training, driver checks and other fleet management services that are designed to improve your driving programme in a number of ways.

  • Fire and/or Security Audits

Ensure your organisation is protected against threats of fire and intrusion. We’ll undertake a full property survey, allowing us to identify any exposures in your property. We’ll review all these elements and work with you to minimise risk.

  • Cyber Risk Management

Did you know the majority of cyber issues rise from accidental loss or internal errors? Our cyber risk solutions range from simple packages defending your ‘Cyber Essentials’, through to fully consultant led solutions with bespoke assessments and tailored control measures designed around your unique risks.

This includes physical security, HR processes, internal training, IT system security and penetration testing.

  • HR & Employment Law Consultancy

We provide a one stop shop for all your HR requirements. Our employment law experts are adept at reviewing and implementing HR policies that cover all elements of your employee relations. This includes the preparation of tailored employee handbooks, guidance manuals, terms and conditions and agreements in addition to HR advice and consultation visits.

  • And much more…

We hope the above provides some insight into the wide range of risk management services we offer. But, remember, our services are bespoke and we’re happy to discuss the individual needs of your business with you.

In addition to the above, we also offer Dangerous Substance & Explosive Atmosphere Regulatory Advice and ISO1400 & 45001 Audit & Gap Analysis.

How To Improve Risk Management

Understand the importance of good risk management and why working with professional risk management experts is always the best plan of action.

Read now

Case study: supporting our client through tragedy

Our claims and risk management services worked together seamlessly to provide the best possible advice when fatality struck at our client’s family-run business.

Read the case study

Get in touch to see how we can protect you

“I’m always confident that Romero are acting in our best interests, with clear and regular communication. I’d have no hesitation in recommending their services.”

Automotive Component Manufacturer

Get in Touch

  • Romero Insurance Brokers LinkedIn
  • Romero Insurance Brokers Twitter
  • Romero Insurance Brokers Facebook
  • Romero Insurance Brokers Instagram

Keep Up To Date