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We know how important SME business is to our economy and our national culture. But insurance is often not top of the agenda for small business owners. Between balancing the books, maintaining income, sourcing work, and accounting finances; many tradesmen and shop owners don’t have the time to look around for the perfectly tailored insurance policy.
It’s why, at Romero Insurance Brokers, we have created an easy, all-encompassing SME insurance policy specific to SME businesses. We believe tradesmen and SME businesses deserve the same treatment expected of multi-national conglomerates, so we’ve worked hard to build an experienced team whose sole focus are the needs of small businesses.
Our SME Commercial Combined Insurance Policy provides a range of business insurance solutions perfect for smaller businesses. This combined policy will include solutions essential to your specific needs; including public liability insurance, employers liability insurance, professional indemnity insurance, buildings & contents insurance, business interruption insurance and motor insurance. We’ll work with you to understand your needs and create a suitable solution.
We’re proud to protect a variety of businesses and their people. Corporations of all sizes work with us, in return receiving a comprehensive insurance cover that guarantees total peace of mind.
Our SME commercial combined policy is versatile, able to cater to these types of businesses with a turnover of under £5 million:
We offer an online one-stop shop, able to complete comprehensive insurance solutions over the phone.
We only use A-rated insurers, insurers we trust and who value low-risk low-premium business.
Our excellent claims team is what separates us as the best from the rest. Romero Insurance Brokers has over 20 years of experience; using our services you are getting a huge support network included within our competitive premiums.
Contact us to start a conversation about your premium and see if we can’t offer you a better deal.
We talk to Louisa Millington, SME Manager at Romero Insurance Brokers, about the current obstacles facing SME businesses.
The cost-of-living crisis, inflation, and worker shortages have seen material and labour costs soar. As tools become more expensive, so too do the policies needed to insure them. Many SME businesses are struggling to balance the books, which is why having a dedicated broker – like Louisa – behind you is essential.
The expense of insurance will very much depend on the amount of cover taken out, the risk involved and the negotiating skills of your broker. Romero Insurance Brokers have strong relationships with the UK’s top insurers, able to get you the best cover at the best rate. Excellent service and long term client relationships is where we shine; helping small businesses grow and having the steps in place for their insurance to grow with them.
Small businesses often don’t need cover to the same extent as large corporations, however there are a few policies which are mandated by law, and also too risky not to have. A broker will get to know you and your business, determining what insurance covers are necessary and what level of cover you require, and importantly, can afford.
We consider any business with under a £5 million turnover to be an SME. This is dependent on properties owned, number of employees and growth. Small businesses tend to be independently owned and with fewer than 100 employees. According to the government, there are 5.7 million small to medium businesses in the UK, but their parameters are quite a bit wider.
“You have been really helpful would recommend your company – it is rare to have such good customer service”
“Thank you for your great service, professionalism and efficiency. A rare find these days! I will certainly recommend your company and will of course contact you when our renewal is due – a chore I will no longer have to dread.”
“After a major incident, Romero worked hard to secure us a substantial settlement, and really illustrated the value of having someone with experience fighting your corner.”
“Nothing is too much trouble for Romero, and my dedicated handler is always available whenever I need them. I’ve always found them to be very professional and knowledgeable with polite and cheerful service.”
A confidential review allows us to get to know you and your business without jeopardising your current relationship with your insurer. We will be able to take your details to market and provide you with a quote and portfolio of covers we believe you should be considering. Take advantage of our excellent service instantly by signing up for a free confidential review.