Confidential Review

The clearest area we can review is where you are covered and where perhaps cover is missing. Understanding your business is essential to knowing what cover is necessary. It’s essential an insurance portfolio grows with a business, and new obligations may mean your cover is out of date. Have one of our experts review your policy and make sure your cover types and cover limits are appropriate.

Inflation and market increases are forcing the sums insured of policies to be improved. The cost of materials, increasing cost of labour, the hard market, sums are needing to be raised to match risk. Don’t risk underinsurance – ask for a policy review, or as part of a confidential review from Romero Insurance Brokers. See our information about the dangers of underinsurance.

A broker’s claims service is area we pay particular attention to because of the high standards set by our award-winning claims team. We will be checking whether your current provider’s claims team are capable, regularly does their due diligence, and have addressed any outstanding claims.

Upon switching to Romero Insurance Brokers, we will attack your claims reserves and work to shorten your claims history. We will aim to position you as a better, healthier proposition for insurers by performing a claims defensibility study. Keeping claims under control and realising the true likelihood and cost of a claim arising will help offer immediate savings. See the importance of keeping claims under control 

Romero’s confidential reviews help businesses ensure adherence to legal and regulatory requirements specific to their industry. By evaluating existing policies and procedures, our reviews can identify gaps and recommend necessary improvements to ensure compliance. Choosing to implement our suggested changes enhance the company’s standing with regulators and reduces the likelihood of penalties or legal complications.

We will objectively analyse your organisation’s processes, policies, and systems. By detecting areas of concern, you’ll be able to take proactive measures to mitigate risks, improve compliance, and safeguard their reputation.

All businesses want a better price on their expenses, and that includes insurance. Truly the best and clearest path to achieving better terms is to consult a broker. Romero Insurance Brokers will do our due diligence on current best rates, negotiate with insurers and be able to update clients on the best solution for them. We will need to learn about your business in order to provide the correct level of cover that is affordable. Alongside a policy, clients will gain all the benefits of a dedicated independent broker – including an award winning claims team and expert risk surveyor. Get more out of your spend with Romero Insurance Brokers.