Commercial INSURANCE

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Arrange a confidential review

Contact us today to get started with Romero Insurance Brokers. With your permission, we will be able to perform a confidential review of your business and insurance terms, able to go to insurers and determine our best offer which might be better than your current provider.

No two business are the same and neither should their insurance be

It’s why we take the time to understand you. A commercial insurance portfolio must be as unique as the business being protected. We’ve dealt with companies of all shapes and sizes, and we know where to find your potential exposure to risk.

There is no one-size-fits-all policy when it comes to commercial insurance. Which is why sure you have a dedicated broker on hand could save your business a lot of time money and hassle in the long-run.

What businesses require commercial insurance?

We’re proud to protect a variety of businesses and their people. Together we command over 250 billion pounds worth of insurance protection.

Businesses which should contact us for a confidential review on their commercial insurance are:

Most decorated claims team in the UK

One of the key benefits of being a Romero Client is having the full support of our claims team. We are proud to confidently say we have the most decorated claims team in the UK. Our litany of awards demonstrates our industry recognition as well as the exceptional ability of our team.

The Romero Insurance Brokers claims team is fully inhouse, providing an immediate 24/7 service for all Romero corporate clients. Our bank of case studies and claims stories highlight the importance of an experienced claims team, invaluable to corporate businesses when the worst happens.

A large client network, both nation-wide and globally

Romero Insurance Brokers are market leading insurance providers. We represent well-known brands across the UK’s biggest sectors. We service such a large client network because of our experience managing and delivering different areas of insurance. As a dedicated independent insurer, we can be trusted to make decisions and operator across all your sites.

Globally, Romero Insurance Brokers are the UK representative for Trust Risk Control. This global broker alliance of over 120 countries enables us to work efficiently with brokers across the globe.

Commercial Business
Insurance Policies

Your premises could be damaged by a fire, flood, theft, water damage and other unexpected incidents that you simply can’t prevent. With comprehensive Buildings Insurance, you’ll be able to start repair work straight away, so your doors won’t stay closed for too long.

Public Liability Insurance is necessary for all public businesses. If a third-party suffers an accident, injury or property damage due to your negligence, you will be left financially liable for compensation payouts or legal costs.

You are legally required to have Employers’ Liability Insurance if you employ any member of staff. If a member of staff is injured or falls ill at work and you’re found liable, Legal costs and compensation settlements can be expensive. By working with a broker like Romero, you have total peace of mind that you have the right cover in place.

This type of insurance provides invaluable cover for individuals responsible for running a business. This includes Directors, Partners or Officers, who could be sued for any alleged wrongful acts while managing the business. This includes health and safety issues, defamation, negligence and more.

Instead of juggling several different policies, your Fleet Insurance allows you to insure all your vehicles under one policy. This means you can easily keep track of renewal dates, vehicle changes and modifications, new drivers and any claims.

90% of cyber attacks are successfully executed. Business owners and managers must ensure they are aware of cyber threats that could impact their business and do all they can to mitigate these risks, including being comprehensively insured.

Customers could make a claim against you if you share confidential information, infringe copyright, make an error while working or provide poor advice that results in lost revenue for a client. Be insured to protect against compensation payouts.

Business Interruption Insurance is there to support you if something does go wrong and you’re unable to trade for a while. We’ll get to know your business, assess your risks and make sure your policy will provide the cover you need should the worst happen.

We have a range of other covers available which may be essential for your business. These include loss recovery, environmental liability and terrorism - Contact us for a confidential review.

Arrange a confidential review – Contact us today to get started with Romero Insurance Brokers. With your permission, we will be able to perform a confidential review of your business and insurance terms, able to go to insurers and determine our best offer which might be better than your current provider.


If you are a tradesmen or are self-employed, see our Small and Medium Business insurance solution. Our SME insurance team are ready to take your call and work towards how we can improve your current insurance solution. Self employed businesses and SMEs will be able to take advantage of our award-winning claims stream and risk management services.

The best way to improve your policy is to use a dedicated broker. If you are considering switching You can contact us to arrange a confidential review, allowing us to go to insurers with your details and determine the best deal. At Romero Insurance Brokers, we are always looking at how we can better support our clients, whether that’s through industry news, risk management measures or policy advice.

Yes, commercial insurance can provide coverage for cybersecurity incidents, although the specific coverage and terms may vary depending on the insurance policy and the insurance provider. The coverage for cybersecurity incidents is typically included as part of our comprehensive commercial insurance solution or may be available as a separate cybersecurity insurance policy.

Cybersecurity insurance, also known as cyber liability insurance or data breach insurance, is designed to protect businesses from financial losses and liabilities resulting from cyber threats and data breaches.

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Important Update for Motor & Fleet Policy Holders