Fleet Insurance
and Vehicle Insurance for both Busiensses & Individuals

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ARE YOU RESPONSIBLE FOR MULTIPLE VEHICLES? CONSIDER FLEET INSURANCE TO HELP YOU STAY ON TRACK.

if you own more than a couple of vehicles then Fleet Insurance may be beneficial

Instead of juggling several different policies, your Fleet Insurance allows you to insure all your vehicles under one policy. This means you can easily keep track of renewal dates, vehicle changes and modifications, new drivers and any claims.

Choosing a broker to arrange your Fleet Insurance will save additional money, time and stress as they’ll manage the policy for you. Simply pass on key information to your broker (that’s us), and we’ll do all the hard work updating your insurers.

We’ll also try to help cut the cost of your Fleet Insurance. By offering advice on the best technology to invest in, how to maintain your vehicles and the most efficient ways to minimise accidents, we can help to bring your premiums down.

Here at Romero Insurance Brokers, we’ve even gone one step further to help our Fleet Insurance customers. Our Romero Claims App allows you to enter details of your accident or incident quickly and efficiently, immediately notifying our claims team. This super simple service allows you to pass your claim onto our dedicated team, who’ll handle it from start to finish.

Looking for a Green Card?

Green Cards are no longer required for travel in the European Economic Area, which includes all the European Union countries plus Iceland, Liechtenstein and Norway. You also don’t need a Green Card for Andorra, Bosnia and Herzegovina, Serbia and Switzerland. This came into place from 2 August 2021.

What's included in fleet insurance?

Fleet insurance acts as a pit stop for your all your vehicles’ needs. It can also provide exceptional discounts because the policies are arranged in bulk. Here’s what’s included in a fleet insurance policy:

  • Cover for all vehicles under the same policy
  • Bodily injury and property damage
  • Third party insurance to protect other people in the event of an accident
  • Fire and theft policies will cover the financial cost of damage and vandalism
  • Legal expenses covered in the event of a claim
  • Full flexibility and control over vehicles and named drivers

What's included when using an insurance broker?

A broker will act as the crucial conduit between the business and the insurer. If a vehicle is changed, modified, taken off-road or there’s been an accident, the insurance broker will do most of the hard miles. A good broker understands the procedure and will quickly resolve any issues without hassle and with minimum business interruption.Here’s why you should allow an insurance broker to manage your fleet and motor insurance:

  • Expert financial advice
  • Administrative work taken care of
  • Access to a relationship with the insurers offering the best deals
  • Management of professional details and renewal dates
  • Representation throughout the claims process
  • Preferential rates for complementary services

Here's Why you should use Romero Insurance Brokers as your fleet insurance Broker

We are the UK’s best independent insurance broker. We offer innovative cutting-edge solutions to protect, support and reassure you. We are sat at the head table with the best insurers, able to negotiate the most competitive deals for your fleet insurance.

With 25 years in the insurance sector, there isn’t much we haven’t seen before. We are also able to see how the recent changes are affecting the landscape and where we need to adapt in order to overcome.

Take advantage of our in-house claims team and our UK-wide account handlers to ensure you have the insurance your company deserves.

You can read our Fleet Insurance Whitepaper and online articles to learn more about what fleet managers need to know, and the challenges commonly faced.

Benefits of using Romero Insurance Brokers for your Fleet insurance?

A whole host of benefits are available to clients of Romero Insurance Brokers who place their fleet insurance with us, these include:

Register a claim on the claims app

The Romero claims app is live on both the App Store and Google play

Georgia Richmond, Romero Fleet Broker

“Using Romero Insurance Brokers simplifies the whole process of purchasing and arranging fleet insurance. This allows you to focus on managing your business while we work on negotiating the most appropriate cover.”

“Transparency and communication are key to our customer service. At Romero, we always endeavour to treat customers exceptionally, and how I understand that is to provide accurate and useful guidance, and deliver results.”

At Romero Insurance Brokers we treat customers exceptionally

Whether we are managing property, assets, employees, or your vehicles, we will always deliver the best cover possible. We believe in protecting your tomorrow, today.

Fleet and Motor Vehicle Insurance
Frequently Asked Questions

Fleet insurance is a policy that covers multiple vehicles.

Fleet insurance is ideal for business owners as it saves juggling motor policies. Vehicles often covered within a fleet insurance policy include vans, trucks, minibuses, HGVs and cars.

The main benefit of insuring as a fleet is that it allows your drivers to share cars and vans.

Car insurance covers your vehicle in case of accidental loss or damage or if the vehicle is stolen or vandalised. Fleet insurance duplicates your car insurance across multiple vehicles and applies to a variety of types and models. This often means the insurance is more manageable and affordable.

A multi-vehicle insurance policy is similar to car insurance however the same policy covers more than one vehicle. The reason this can be an advantage is the discount that applies to insuring multiple cars. The no-claims bonus can then apply to individual cars.

However, fleet insurance becomes considerably more cost effective than multi-vehicle insurance when more than five vehicles are insured. It allows businesses to add and remove vehicles as they wish, making it much easier to swap out older models for newer ones. For large fleets of vehicles where change is frequent, fleet insurance cannot be beaten.

MID stands for Motor Insurance Database. It is a record of all insured vehicles in the UK, and is used to combat uninsured drivers. All fleet vehicles should be registered on the MID. These records need to be accurate and up to date. An insurance broker will help you navigate the MID and provide information on the details you will require.

  • Failing to comply with policy terms
  • Vehicle not registered MID or policy when the claim is reported
  • Third Party Bumps

 

Read our Fleet Insurance Whitepaper to learn more, here.

Arrange a confidential review

Contact us today to get started with Romero Insurance Brokers. With your permission, we will be able to perform a confidential review of your business and insurance terms, able to go to insurers and determine our best offer which might be better than your current provider.

See Our Latest Fleet and Motor Insurance Updates

5 tips businesses need to know about Electric Vehicle Fleet Maintenance

Electric and hybrid vehicle numbers are fully expected to increase and eventually overtake combustion motors. Equally their availability and accessibility should increase, with longer battery life and improved range promised from manufacturers. However there are some considerations electric vehicle fleet managers should take into account before investing in electric vehicles.

DOWNLOAD OUR FLEET INSURANCE WHITEPAPER

What is Fleet Insurance and why do you need it? Our whitepaper covers everything you need to know. It is the Essential Guide to Fleet Insurance for both businesses and individuals.

See our excellent
claims team

When things go wrong, the last thing you need is hoops to jump through and red tape to cross. So we’ll do the hard work for you. We’re dedicated to understanding every part of your cover and your business, so when situations happen, we’ll be ready to take over. Romero Insurance Brokers helps make sure that, wherever possible, your claim gets paid.

MODIFYING A VEHICLE IN YOUR FLEET?

Here’s everything you need to know if you’re planning to modify your vehicle.

ARE KEYLESS VANS RISKY?

Here are some tips to prevent keyless vehicle theft.

If you are really worried about the vulnerability the keyless system poses, then consider turning it off. Some vehicles offer the option to disable keyless entry and start via their infotainment system.