Case Studies

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Case Study: Supporting a client through tragedy
When fatality struck at a family run business, our client faced years of distress, confusion and potentially catastrophic sanctions. HOW WE HELPED When fatality struck at a family run business, our client faced years of distress, confusion and potentially catastrophic sanctions. So as their broker, we stepped up to support and advise them through this tragic event. Our clients are at the heart...
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Case Study: Falsely Reporting a Fatality
All the information below is detail in our whitepaper – Methods of Mitigating a HSE Prosecution This case study demonstrates the dangers of faulty equipment at work, and how a situation can quickly result in a disastrous end for a business if not handled properly. It shows the importance of acute health and safety checks and reporting. Health and safety is not a tick box exercise and cannot be regarded...
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Case Study: Testing the Insurance Act
Romero Insurance Brokers Case Study: Berkshire Assets vs AXA   Whilst the Insurance Act of 2015 has now become part of the common language of claims handlers and underwriters, there have been surprisingly few cases that have sought to test its provisions in the courts. As such there has been great interest in a recent High Court ruling in the case of Berkshire Assets (West London) Ltd v AXA Insurance...
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electrician
Case Study: When Health and Safety Goes Wrong
Our client advisor takes us through a past example of workplace negligence which shows the importance of proper health and safety protocols. In the event of work being done on a client’s property, it is both the clients responsibility as well as contractors to ensure the safety of anyone on the sites. This example should be a stark reminder of how health and safety protocols need to be followed and...
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Case Study: Pressures Lead to Injuries
The HSE have released details of a report wherein an employee was seriously injured and the British manufacturing company was fined hundreds of thousands of pounds. It was found, pressures on the maintenance team to ‘get the machine going as quickly as possible’ concluded in a serious accident. Many measures were articulated as to how health and safety could be improved and how pressures lead to injuries. This...
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machine injury
Case Study: Company fined after unguarded machine injury
A packaging manufacturer has been fined for safety breaches after a worker received severe hand injuries at a factory in Yorkshire. The Situation: On 15th June 2020, an agency worker injured their fingers when using a table saw without a guard at Loadhog Limited’s site at Hawke Street, Sheffield. The worker, who was operating the saw, received the injuries when his fingers came into contact...
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fleet vehicles
HOW THE ROMERO CLAIMS APP SAVES OUR CUSTOMERS VALUABLE TIME
Our claims app helps motor claims to be recorded quickly, accurately and effectively DOWNLOAD ROMERO CLAIMS APP Managing a motor fleet can be a challenge, particularly when it comes to dealing with potential claims for a number of vehicles and drivers. We wanted to find a solution to make claims reporting more efficient, cutting down on unnecessary paperwork to avoid delays in the process. DOWNLOAD...
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How we helped settle a multi-million-pound claim for a high-profile client
Our team went above and beyond for one of our clients when a fire completely destroyed their building. No matter how much we prepare for the ‘what ifs’, we’re always shocked and saddened for our customers when the worst-case scenario happens. And we’ll do our very best to help make a difficult time just that little bit easier. So when one of our customers experienced a fire that completely destroyed...
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Defending a Professional Indemnity Insurance claim
Find out how our team’s hard work resulted in a £160,000 decrease in final settlement. THE SITUATION A firm of surveyors received notice from a customer, a very large construction firm, that they had discovered that a sewage drain was placed incorrectly on an in-progress site, allegedly due to errors in the drawings produced by said surveyor. The construction firm’s solicitors asserted...
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HOW THE ROMERO GROUP RETURNED TO WORK SAFELY
How our sound risk management structure has resulted in us being able to safely bring the majority of our employees back to Romero House. Our sound risk management structure has resulted in us being able to safely bring the majority of employees back to our Leeds HQ following the coronavirus pandemic. But how have we achieved being able to safely bring our team back to work? THE SITUATION The...
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Important Update for Motor & Fleet Policy Holders