This year cyber criminals have targeted major retailers and outlets, demonstrating the dramatic impact cyber-attacks on businesses can also have on the general public. Indeed, the NCSC (National Cyber Safety Centre) said the biggest cyber-security worry was the threat of attacks on public services. These targeted attacks have the potential to cause chaos and wreck lives. In 2020, the cyber-attack on...

A North Yorkshire manufacturing firm has been hit with a substantial fine after a night shift worker died in a preventable workplace accident. There were critical lapses in safety procedures, and this case study serves as a stark reminder of the risks associated with inadequate safeguarding and insufficient fall protection. The Incident: On the night of 11 February 2023, 51-year-old man was working...

A roofer has received a suspended prison sentence after a man fell from a scaffold in Devon, suffering serious injuries. After falling from a height of more than 25 feet, the employee of a self-employed roofer was sent to hospital and put into an induced coma. A HSE investigation found grievous health and safety failings and a lack of supervision or suitable equipment while working at height. This...

A construction business has been sentenced after a worker died during the construction of a new university building. The worker was 62 years old and had a fatal fall of 10 meters. Another worker was also severely injured. Upon conclusion of an investigation, the incident was deemed as preventable by the HSE, and the primary contracting firm was fined thousands. The HSE published the following cases...

When one of our clients’ cars was severely damaged by a stolen vehicle, our team dealt with the situation efficiently and empathetically to achieve a satisfactory conclusion. About our service The Private Client division at Romero Insurance Brokers provides a bespoke service for high net worth clients. We help to find comprehensive policies such as home and car insurance. These policies are entirely...

When fatality struck at a family run business, our client faced years of distress, confusion and potentially catastrophic sanctions. HOW WE HELPED When fatality struck at a family run business, our client faced years of distress, confusion and potentially catastrophic sanctions. So as their broker, we stepped up to support and advise them through this tragic event. Our clients are at the heart of our...

All the information below is detail in our whitepaper – Methods of Mitigating a HSE Prosecution This case study demonstrates the dangers of faulty equipment at work, and how a situation can quickly result in a disastrous end for a business if not handled properly. It shows the importance of acute health and safety checks and reporting. Health and safety is not a tick box exercise and cannot be regarded...

Romero Insurance Brokers Case Study: Berkshire Assets vs AXA   Whilst the Insurance Act of 2015 has now become part of the common language of claims handlers and underwriters, there have been surprisingly few cases that have sought to test its provisions in the courts. As such there has been great interest in a recent High Court ruling in the case of Berkshire Assets (West London) Ltd v AXA Insurance...

Our client advisor takes us through a past example of workplace negligence which shows the importance of proper health and safety protocols. In the event of work being done on a client’s property, it is both the clients responsibility as well as contractors to ensure the safety of anyone on the sites. This example should be a stark reminder of how health and safety protocols need to be followed and...

The HSE have released details of a report wherein an employee was seriously injured and the British manufacturing company was fined hundreds of thousands of pounds. It was found, pressures on the maintenance team to ‘get the machine going as quickly as possible’ concluded in a serious accident. Many measures were articulated as to how health and safety could be improved and how pressures lead to injuries....